We are sorry to talk about your situation here. You let me sweat because I also have a bluebird that is not used. The only reason I got it was to use it as a tool to meet the monthly requirements of using debit cards from high-yield savings accounts, without actually spending any money. One of the most common promises of value usually touted by Bluebird and its ile is “No Overdraft.” Damned, if you read the bluebirds membership agreement (www.bluebird.com/legal/member-agreement.html) and the search for “No overdraft/credit function” pages, you can try posting them on consumer protection sites or on social media. Once your credit reaches $0, please close your online account via your profile page, which is accessible here. Scroll down to the Close Account section and click “Close Account”. .